XRP Paycheck Planner

How many paychecks
to your XRP goal?

Enter your take-home pay, set your XRP target, and see your exact goal date — updated live as the price moves.

Free forever
No signup required
Live XRP price
Calculate my goal date
$2.20
XRP live price
DCA
Best retail strategy
3 min
To calculate your plan
$0
To use the calculator
The calculator

Your personalised XRP plan

Your paycheck
XRP price assumptions
Your goal
Your goal date
Enter your numbers to calculate
0 XRP owned Goal: 10,000 XRP
Monthly invest
XRP / month
At target
Your plan will appear here once you enter your numbers above.
Ready to start buying?
Affiliate disclosure: XRP Sentinel may earn a commission if you open an account through these links, at no cost to you.
Sentinel Pro
Track every purchase, get live price alerts, keep your goal date updated — from $9/mo
Month-by-month accumulation
MonthXRPValue

Three inputs. One goal date.

01
Enter your paycheck
Tell Sentinel your take-home pay and how much you're comfortable investing each paycheck — even 5% is a great start.
02
Set your XRP goal
How many XRP do you want to accumulate? Set a target price and see exactly what that portfolio is worth in dollars.
03
See your goal date
Sentinel calculates exactly which month you'll hit your target at your current pace. Change any number and it updates instantly.

Where do you rank
among 7.85M wallets?

Enter your XRP balance and see your exact percentile rank on the XRP Ledger — updated daily from live on-chain data. Top 10% starts at just ~2,250 XRP.

See the XRP Rich List
Mega Whale • 1M+ XRP
Top 0.001%
Whale • 80,000+ XRP
Top 0.01%
Dolphin • 10,000+ XRP
Top 1%
Big Fish • 2,250+ XRP
Top 10% ←
Micro • under 100 XRP
~60% of wallets
Sentinel Pro
Keep your plan alive between paychecks.
Live price alerts, a DCA log, and a portfolio dashboard — all built for XRP paycheck investors. 14-day free trial.
See Sentinel Pro
Live XRP price alerts (email + push)
DCA tracker with cost basis
Personal portfolio dashboard
Weekly XRP briefing, every Monday
Goal date updates with live price
Cancel anytime, no contracts